FAQ's

Q. How long does it take to find out whether I am approved?
A. Usually you will receive your approval in no more than 12 hours and some cases no more than 3 days.
Q. How much will I be approved for?
A. You can rest assured our credit team will have you approved for the maximum amount you qualify for. We have done loans ranging from $5,000 to over $100,000.
Q. Once approved, where and how do I access the loan?
A. Our representatives will handle the entire financial process and guide you through from start to finish.
Q. Once approved, how long is the loan valid?
A. From the approval date, you will have up to a maximum of 5 days to use your loan.
Q. At what point can I take delivery of my new vehicle?
A. Immediately. The instant you get approved, you will be instructed to go the approved OkAutoCredit.com dealership closest to you to pick out your car and take delivery.
Q. Will my approval be limited to just new vehicles?
A. At OkAutoCredit.com we finance all makes and models both new and pro-owned as well as in some cases if preferred provide leasing options.
Q. Where do I take delivery of my new car?
A. Only an approved OkAutoCredit.com dealer in your area can sell and deliver your car.
Q. What if I decide to change my mind and not use the loan?
A. There is never any obligation to take the loan, but remember should you reconsider after the 5 days, the entire approval process must be restarted.